If you have recently been injured on a boat trip, your injuries may result from operator inexperience or negligence. While some accidents are beyond the operator's control, a large percentage could have been prevented if the driver had been more cautious. You might be entitled to compensation if you are injured because of a negligent boat operator.
Operator Negligence Can Lead to a Boating Accident
One of the reasons why you might end up in a boating accident is that the operator is not experienced. They might not know how to safely operate the boat under dangerous circumstances such as adverse weather conditions. The employer of the boat operator could be held vicariously liable for the operator's negligence.
The driver might also be reckless and choose to drive the boat while under the influence of alcohol or while distracted by a mobile device. However, you must gather evidence that the driver was negligent to prove fault.
Common Injuries That Occur With Boating Accidents
After a boat accident, you might suffer from injuries such as whiplash, a spinal cord injury, soft tissue injuries, or a bone fracture. The severity of the injuries depends on how bad the boat accident was. For example, you will likely suffer more severe injuries if the boat capsizes.
What to Do After an Accident
If you are injured, seeking medical treatment as soon as possible is essential. Some injuries will only become worse if they are not treated early on. For example, a bone fracture is more likely to heal if you use a splint and avoid using the injured limb.
After you have received medical treatment, you'll be able to prove that you were injured during the boating accident, and you can then seek compensation for your injuries. The owner of the boating company will probably be carrying insurance, and you'll file a claim with the insurance provider. If your claim is approved, they will cover your medical expenses. They may also compensate you for lost wages and pain and suffering.
Settling Your Claim
Depending on how large your claim is, your expenses might be higher than the policy limit of the boat insurance provider. If so, you can also take legal action against the boat owner after consulting with a personal injury attorney. They can help you settle out of court or file a lawsuit.
However, to receive compensation, you must act quickly before the statute of limitations runs out. Also, the more time passes, the more likely evidence that could support your case will eventually disappear. However, a personal injury lawyer will help you seek monetary compensation as you recover from your injuries.
Contact a local law firm, such as Lake Munro, LLC, to learn more.