If you have been in a car accident, you are probably wondering if you need to file a personal injury lawsuit. A personal injury lawsuit can be a great way to get what you deserve, but it also is a lot of work. If possible, you should avoid filing the lawsuit and do everything you can do to work with the insurance company first. Here are some things that you should know about car accidents and insurance claims.
1. Start The Claim Early
Once the car accident happens, you need to be ready to start the process for the claim. Get all of the documentation together proving the accident and the injuries. For example, if you had to go the doctor for treatments, keep all of those bills and ask the doctor for a copy of their medical records to prove that the injury was caused by the accident. You should also have police reports, bills from mechanics to fix your car, and so forth.
Once you have all of these documents, start filing claims with the insurance. Don't wait too long to do it. There is a statue of limitations on personal injury lawsuits, meaning if you don't file within a certain time, you lose your chance. If you wait too long to start the insurance claim process, which takes some time, you may not have enough time to file a lawsuit if needed.
2. Don't Go On A Wild Goose Chase
If the insurance company is going to work with you, they will do it within a couple months. You will see real improvement happening and you will start to see some results. If after a couple months you are still waiting on replies, you are being told you need to talk to a different person, and then a different person, and so forth, you might need to consider talking to an attorney. In some cases, the insurance provider will have you run around to waste time before they deny your claim, but then because it has been too long, you still won't be able to file the lawsuit. If you feel like you are getting nowhere with the insurance provider, then you should consider at least consulting an attorney. They can write a letter, without even filing a lawsuit, that can get things moving. And they can advise you on what the next step should be.
These are just a couple things you need to know about personal injury lawsuits. Contact a law firm like Speers Reuland & Cibulskis, P.C. to learn more.